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Some risks are best managed while others are best insured. Your life is a journey of experiences, both good and bad. You may although have a well-balanced life style, but that’s not guaranteed.

We can advise and arrange all kinds of insurances and protection needs with access to panel of insurers. With access to market leading providers we will arrange insurance for you like

Life Assurance: Usually provide a lump sum amount on death of life assured

Critical Illness Cover (CIC): Provide a lump sum if the life assured is diagnosed as suffering from one of the listed critical illnesses

Income Protection Insurance (IPI): Providing a regular income when the insured is unable to work due to accident or illness

Accident, Sickness and Unemployment Insurance (ASU): Providing a lump sum or income benefit if the insured suffers an accident or is unable to work due to sickness, redundancy or unemployment

Private Medical Insurance (PMI): Providing cover towards the cost of private medical treatment

Whole of Life Insurance (WOL): Policy is a long term insurance policy designed to pay out a cash lump sum on death, whenever that occurs

These types of plan will have no surrender value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at